Commercial Underwriting Guidelines
Commercial financing is underwritten on a case by case basis. Every San Antonio loan application is unique and evaluated on its own merits, but there are a few common criteria our San Antonio mortgage brokers at Adkins Financial Group look for in commercial loan packages. First we complete a financial analysis. This analysis includes an evaluation of the debt coverage ratio. The DCR is your monthly debt compared to your monthly income. Second we will look at your credit worthiness. This portion of the analysis will look at past financial records for the business and may include personal financial history in certain cases. Finally, the condition of the property is examined. All of the above factors will influence your ability to secure a commercial loan in San Antonio. Our brokers will walk you through every step. Contact Adkins Financial Group and our commercial mortgage brokers will provide more information on commercial loans in San Antonio.
We Offer Commercial Loans
When you begin a business in San Antonio or move your existing business to San Antonio you will need a new commercial loan for the building in which the business is conducted. At Adkins Financial Group, our mortgage brokers are skilled in the area of commercial loans. It is important to analyze your savings prior to discussing the various commercial loan programs we offer. We can help explain the different commercial loan programs to you and also assist you in evaluating your savings. Contact Adkins Financial Group today to discuss the needs of your business and we will be happy to help you get the commercial loan you need
San Antonio Real Estate Information
At Adkins Financial Group we offer real estate information in San Antonio and many nearby cities. Below is a brief list of some key areas where we offer our services, please browse through the information given about the areas to help guide you in finding a great location. If the area you are currently searching for is not listed below, then please contact one of our mortgage and real estate professionals today at 210.821.5626